Optima Medicare plans include a full range of benefits to help meet your health needs.
Do you have both Medicare and Medicaid?
With Optima Health, there are perks to having both your Medicare and Medicaid plans with us. You'll have the same care coordinator and extra benefits at $0 cost to you. Enroll in Optima Community Complete (HMO D-SNP).
Find the plan for you at a price you like—premiums from $0
You will find Medicare Advantage all-in-one healthcare plans and special needs plans offering both medical and prescription drug coverage. Take advantage of our network of more than 37,000 providers and healthcare facilities, with extra benefits that cover more than Original Medicare alone.
With monthly premiums as low as $0, plus out-of-pocket maximums to limit your payment for medical services each year, you can enjoy more services and plan coverage at more predictable costs.
2023 Optima Medicare Plans
Medicare Advantage Plans
Monthly premiums from $0
Our Medicare Advantage (Part C) plans include everything offered by Original Medicare (Part A and Part B) plus more.
All plans include dental, vision, and hearing allowances. See which plans are available in your area and what they include.
Medicare Advantage Special Needs Plans
$0 monthly premium
Our Special Needs Plans (SNPs) offer people living with certain medical conditions or limited income personal attention from a care coordinator as well as access to our high-quality network of more than 41,000 doctors, specialty providers, and healthcare facilities.
Optima Medicare Salute (HMO)
$0 monthly premium
The Salute plan serves those who already have prescription coverage.
Veterans can keep Department of Veterans Affairs (VA) or TRICARE for Life benefits with prescription drug coverage while taking advantage of extra benefits—at no extra cost.
Extra Benefits with Optima Medicare
All Optima Medicare plans include vision, dental, and hearing allowances, as well as an over the-counter product allowance. Most plans include prescription drug coverage.
- Grocery allowance1
- Preventive and comprehensive dental
- Over-the-counter product allowance
- SilverSneakers®
- Meals with delivery
- Transportation
- In-home support services – NEW
1: Members with chronic condition(s) that meet certain criteria may be eligible for this special supplemental benefit.
2023 Medicare Star Ratings
Four-stars
2 Every year, Medicare evaluates plans based on a 5-star rating system.
Enrollment tools
See which Optima Medicare plan you qualify for and when you can enroll.
Medicare Basics
Learning about the basics of Medicare now will help you make important decisions later. You can look forward to retirement with confidence by learning about your Medicare options.
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Caregiver Support
Caregiving can present challenges. Optima Medicare can guide you on this journey.
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How Can We Assist You?
You are not alone on the Medicare journey. Our Licensed Plan Advisors can explain how the enrollment process works, the requirements to qualify, and your options with Optima Medicare.
Call toll-free: 1-855-434-3267 (TTY: 711)
Oct. 1–March 31 | 7 days a week | 8 a.m.–8 p.m.
April 1–Sept. 30 | Mon.–Fri. | 8 a.m.–8 p.m.
Schedule an appointment with a Licensed Plan Advisor.
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Last Updated: 3/24/2023