Explore your Medicare Advantage options—with premiums from $0

Optima Medicare offers affordable Medicare Advantage (Part C) plans with comprehensive coverage. These plans offer more than Original Medicare and are backed by the support of our high-quality network of doctors and healthcare facilities.

Low out-of-pocket maximums, extra benefits, and special allowances can help you with the cost of everyday living.

Learn More

Optima Medicare includes extra benefits

All Optima Medicare plans include vision, dental, and hearing allowances, as well as an over-the-counter product allowance. Most plans include prescription drug coverage.

  • Grocery allowance1
  • Over-the-counter (OTC) product allowance
  • Transportation
  • SilverSneakers®
  • Meals with delivery
  • Virtual doctor visits

Optima Medicare Value (HMO)

$0 monthly premium

Senior couple walking dog along suburban street

Optima Medicare Value combines Original Medicare Part A and Part B coverage with Part D prescription drug benefits, preventive and comprehensive dental, vision, and more in one affordable plan.

Optima Medicare Prime (HMO)

Enhanced coverage

couple running on a paved trail among trees

Optima Medicare Prime includes Original Medicare Parts A, B, and D (prescription drug coverage). Enhanced coverage includes extra benefits—with many lower copays than our Optima Medicare Value plan.

Optima Medicare Savings (HMO)—NEW

Lower your Part B premium

little girl in a park whispers something into her father’s ear

Optima Medicare presents another great way to save money! Optima Medicare Savings is a Medicare Advantage plan that reduces the Part B premium deducted from beneficiaries’ Social Security checks by $55 each month.

Compare Plans

Find a Doctor

You deserve exceptional care. Choose from over 37,000 quality doctors and healthcare facilities, and over 67,000 pharmacies throughout Virginia.

 Prescription Search

See which prescription drugs are covered by your insurance plan.

 Medicare Basics

Watch videos to learn about Medicare. You can look forward to retirement with confidence by learning about your Medicare options.

 Ready to Enroll?

We make enrolling easy. You may be able to switch or join a new plan during a special enrollment period.
man with white towel draped around his neck

Optima Medicare Salute (HMO)

Optima Medicare Salute serves veterans by boosting existing military coverage—$0 monthly premium. Also available to anyone who wants more Medicare coverage and does not need Part D.

View Plan
Optima Health sponsors community events in Virginia such as health screenings

Community Events

You will have access to healthcare education and health screenings, in addition to participating in various community events in Virginia.

View Events
Optima Medicare Advisors are ready to assist you

How Can We Assist You?

You are not alone on the Medicare journey. Our Licensed Plan Advisors can explain how the enrollment process works, the requirements to qualify, and discuss your options with Optima Medicare.

Call toll-free: 1-855-434-3267 (TTY: 711)

Oct. 1–March 31 | 7 days a week | 8 a.m.–8 p.m.

April 1–Sept. 30 | Mon.–Fri. | 8 a.m.–8 p.m.

Schedule an appointment with a Licensed Plan Advisor.

1 Members with chronic condition(s) that meet certain criteria may be eligible for this special supplemental benefit.

Last Updated: 1/1/2023